So, you have closed on a property and are now the legal owner, but what if you later realize that there is something wrong with the property title? If this is the case, you are probably wondering if you can challenge a property title in Washington after it has already closed. Keep reading to find out how you can fix title issues after closing in WA, and when this is necessary.
There are several scenarios that may require you to challenge a property title in Washington, even if you have already gone through closing. Examples include title defects or clouds on the title, which are when there is a claim or encumbrance that could affect ownership.
Here are some examples of these types of property title issues that you will most likely need to address:
Although steps should be taken before closing to ensure there aren’t any title issues, this isn’t always foolproof. So, if you have run into title issues after closing, one of the best legal options you have is to report the issue to your title insurance company and file a claim with them. Keep in mind that you will need to provide relevant documentation, including closing papers, property surveys, and any of your expenses in relation to the title defect.
Another option you have is to file a quiet title action, which is used to clarify ownership of real property. This is a good option when the title issues are related to any dispute, claims, or confusion regarding who holds the property title.
If you decide to go the route of a quiet title action, you should first get representation from a quiet title action attorney in Washington. They will have experience with this type of legal action and can help you get the desired outcome.
Before you try to challenge a property title in Washington, you need to understand when this is a possibility, as not all types of title issues or defects can be resolved after closing. The legal ground for challenging the title is important to determine since this can also impact whether you file a quiet title action or file a claim with your title insurance company.
Here are some examples of when you have the legal grounds to challenge a defective property title:
If you have discovered title issues after closing, it is very likely that you will need to file a quiet title action or title insurance claim in Washington. And if this is the case, it’s always best to get the help of a property ownership dispute attorney in Vancouver, Washington.
At John L. Davis PLLC, our real estate attorneys in Vancouver, WA, are here to help you address any title issues you may have noticed after closing. Contact us today at 360-597-4740 to discuss your situation with an experienced attorney.
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